CDCP Dentist in Markham
Dentist Accepting the Canadian Dental Care Plan (CDCP)
Markham Smile Centre welcomes patients who are eligible for the Canadian Dental Care Plan (CDCP). Our dental team provides care for individuals and families covered under this federal program designed to improve access to dental treatment for Canadians without private insurance.
If you are searching for:
- CDCP dentist Markham
- dentist accepting Canadian Dental Care Plan
- CDCP dentist near me
- dentist who bills CDCP directly
Our clinic can help guide you through the process.
At Markham Smile Centre, eligible services are billed directly through Sun Life, the administrator of the CDCP program. Before any treatment begins, our team reviews your coverage details and clearly explains potential co-payments or fee differences.
Patients covered by CDCP can receive preventive, restorative, and emergency dental care at a comfortable, fully equipped dental clinic in Markham.
What Is the Canadian Dental Care Plan?
The Canadian Dental Care Plan (CDCP) is a national dental program introduced by the Government of Canada to make essential dental care more accessible to residents without private dental insurance.
The program is:
- funded by the Government of Canada
- administered through Service Canada
- processed by Sun Life for dental claims
CDCP helps eligible Canadians cover the cost of necessary dental treatment. Depending on household income, the program may cover part or all of certain services.
At Markham Smile Centre, we accept patients who are enrolled in the CDCP program and submit claims directly to Sun Life for eligible procedures.
Our clinic follows the Ontario Dental Association (ODA) fee guide rather than the CDCP reimbursement schedule. As a result, patients may be responsible for:
- Their required CDCP co-payment
- The difference between CDCP reimbursement and the ODA fee guide
Before starting treatment, our team explains all costs and confirms your coverage so that you understand your financial responsibility.
Who Can Qualify for the Canadian Dental Care Plan?
You may be eligible for the Canadian Dental Care Plan (CDCP) if you meet the following criteria:
- You are a Canadian resident for tax purposes
- Your most recent income tax return has been filed
- You do not have private dental insurance through work or another plan
- Your adjusted family net income is below $90,000
Final eligibility decisions are made through the federal application process managed by Service Canada.
If you are unsure whether you qualify for CDCP, our team at Markham Smile Centre can explain the eligibility guidelines before you schedule your dental visit.
CDCP Coverage Levels
Coverage under the Canadian Dental Care Plan is determined by adjusted family net income.
| Adjusted Family Net Income | CDCP Coverage | Estimated Patient Co-Payment |
|---|---|---|
| Under $70,000 | Up to 100% | 0% |
| $70,000 – $79,999 | Up to 60% | 40% |
| $80,000 – $89,999 | Up to 40% | 60% |
CDCP reimbursement is calculated in accordance with federal program guidelines.
Because our clinic follows the Ontario Dental Association fee guide, patients may be responsible for:
- The applicable CDCP co-payment
- The difference between CDCP reimbursement and the ODA fee
Before treatment begins, we review your coverage and explain any expected out-of-pocket costs.
Dental Services Covered Under the Canadian Dental Care Plan
The CDCP program focuses on essential dental care that helps maintain oral health, prevent disease, and treat dental problems. Some procedures may require pre-authorization before approval. At Markham Smile Centre, CDCP patients may receive several categories of dental services.
Preventive and Diagnostic Care
Preventive services are designed to detect dental issues early and maintain healthy teeth and gums.
These services may include:
- routine dental examinations
- professional dental cleanings
- dental X-rays
- fluoride treatments
- oral cancer screenings
Preventive care is a central component of the CDCP program because it helps reduce the need for more complex dental treatment in the future.
Restorative Dental Treatments
When teeth are damaged by decay or infection, restorative treatments may be covered under CDCP.
Possible treatments include:
- tooth-coloured fillings
- root canal therapy when clinically necessary
- simple and surgical tooth extractions
- treatment of dental infections
Some procedures may require approval from the CDCP program before treatment is performed.
Prosthodontic Dental Services
Certain prosthodontic treatments may be covered depending on clinical need and CDCP approval.
These services may include:
- partial dentures
- complete dentures
- denture adjustments and repairs
- dental crowns (when eligibility criteria are met)
Coverage for these procedures depends on CDCP program guidelines and clinical evaluation.
Emergency Dental Care
CDCP may also cover urgent dental treatment when patients experience serious symptoms, including:
- severe tooth pain
- dental infections or swelling
- broken or cracked teeth
- dental trauma
If you experience urgent dental pain in Markham, our team can evaluate the situation and recommend appropriate treatment options.
What Treatments Are Not Covered by CDCP?
The Canadian Dental Care Plan generally does not include:
- cosmetic procedures such as teeth whitening
- veneers and elective aesthetic treatments
- procedures not considered medically necessary
Before treatment begins, our dental team explains what services are eligible under CDCP and what costs may not be covered.
How CDCP Direct Billing Works
Markham Smile Centre provides direct billing to CDCP through Sun Life.
This process allows patients to focus on their treatment without submitting insurance paperwork themselves.
Direct billing means:
- Our clinic submits the claim to Sun Life
- Your coverage is reviewed before treatment
- Your expected portion is explained clearly
Because our clinic follows the ODA fee guide, patients may still be responsible for:
- The CDCP co-payment
- The difference between CDCP reimbursement and the ODA fee
Any remaining balance is typically paid at the time of the appointment.
What to Bring to Your CDCP Dental Appointment
To ensure your appointment runs smoothly, please bring:
- Your CDCP card is issued by Sun Life
- a valid government photo ID
- any pre-authorization documents, if applicable
Our administrative team verifies eligibility and confirms coverage before treatment begins.
Understanding Co-Payments and Fee Differences
Depending on your income category under CDCP, you may be responsible for part of the treatment cost.
Patients may need to pay:
- The required CDCP co-payment
- The difference between CDCP reimbursement and the Ontario Dental Association fee guide
Before treatment begins, we provide a clear estimate of any expected costs.
How to Apply for the Canadian Dental Care Plan
Applications for the Canadian Dental Care Plan are submitted through the Government of Canada. Below is a simplified overview of the process.
Step 1 — Confirm Eligibility
Before applying, ensure that you:
- have filed your most recent tax return
- do not have private dental insurance
- meet the income threshold (under $90,000 adjusted family net income)
Step 2 — Apply Through Service Canada
Applications can be submitted through My Service Canada Account (MSCA). You will typically need:
- your SIN
- date of birth
- mailing address
- tax information
Step 3 — Receive Confirmation
If your application is approved:
- Sun Life will send your CDCP card
- Your coverage start date will be confirmed
Step 4 — Schedule Your Dental Visit
Once you receive your CDCP card:
- Contact our Markham dental office
- Provide your CDCP information
- Bring your card and identification to the appointment
Our team will verify your coverage and submit claims through direct billing.
Visit Our CDCP Dentist in Markham
Markham Smile Centre welcomes patients covered under the Canadian Dental Care Plan in Markham and surrounding communities.
Address
5995 14th Avenue
Markham, ON
Phone
905-472-6670
Patients often contact us when searching for:
- CDCP dentist Markham
- dentist accepting Canadian Dental Care Plan near me
- government dental plan dentist
Our team aims to make accessing dental care under CDCP simple, clear, and stress-free.
Why Choose Markham Smile Centre for CDCP Dental Care?
Markham Smile Centre combines modern dentistry with clear guidance for patients enrolled in the Canadian Dental Care Plan.
Accepts patients covered by CDCP
Provides direct billing through Sun Life
Uses the Ontario Dental Association fee guide
Clearly explains co-payments and coverage differences
Provides treatment estimates before procedures
Offers preventive, restorative, and emergency dental care
Our goal is to ensure that patients understand their coverage and receive reliable dental treatment in a comfortable setting.
Discover your perfect smile today
We take great pride in what we do, and how we do it. Together, we can navigate your journey to lifelong dental health. Let us help you bring out your happiest and healthiest smile!
Frequently Asked Questions About CDCP
Does the Canadian Dental Care Plan cover dental cleanings?
Yes. The Canadian Dental Care Plan generally includes preventive services such as dental exams, professional cleanings, dental X-rays, and fluoride treatments. Preventive care is an important part of the program because it helps detect oral health problems early and reduce the need for more complex treatment later.
Do I need private insurance to use the Canadian Dental Care Plan?
No. In fact, CDCP is designed specifically for Canadians without private dental insurance. If you receive dental benefits through your employer, school, or private policy, you are typically not eligible for CDCP.
Will CDCP cover the entire cost of dental treatment?
Not always. Coverage depends on your household income level. Some patients may have no out-of-pocket costs, while others may need to pay a co-payment or the difference between CDCP reimbursement and the Ontario Dental Association fee guide.
Do I need to submit dental claims myself under CDCP?
No. At Markham Smile Centre, we provide direct billing to Sun Life, the administrator of the CDCP program. Our clinic submits claims on your behalf, so you do not need to complete insurance paperwork yourself.
Are cosmetic dental procedures covered by CDCP?
Generally, cosmetic procedures such as teeth whitening or veneers are not covered by the Canadian Dental Care Plan. The program focuses on treatments considered medically necessary to maintain oral health.
How long does CDCP approval take after applying?
Processing times may vary depending on the application period and eligibility verification. Once approved, Sun Life will send your CDCP card and confirm your coverage start date, after which you can schedule an appointment with a participating dentist.